modern corner apartment complex with blue colored windows and light leaks

Condo Insurance

Protect your unit, belongings, and liability as a condo owner across Ontario

Owning a condo comes with unique insurance needs. While your condo corporation has insurance on the building itself, that coverage may not fully protect your individual unit or personal belongings.

Condo insurance helps fill those gaps, ensuring you’re protected against unexpected damage, loss, and liability.

Why Condo Insurance Matters

Condo corporation insurance typically covers the structure of the building and common areas, but it may not extend fully to your unit. In the event of a loss, if the building’s policy is insufficient, you as the unit owner may be responsible for the remaining costs.

Having the right condo insurance ensures you’re financially protected and not left covering unexpected expenses on your own.

What Your Policy May Cover

Personal belongings such as furniture, electronics, and valuables

Unit improvements and upgrades (betterments)

Personal liability for injury or property damage

Gaps in the condo corporation’s insurance coverage

Why Choose Forstar

At Forstar Insurance, we help condo owners understand their coverage and find policies that properly protect their unit, their belongings, and their financial security.

Protect Your Condo Investment

Speak with our team or request a quote to find the right condo insurance coverage for your needs