Boat Insurance
Protect your watercraft and enjoy peace of mind on the water across Ontario
Owning a boat or personal watercraft is a significant investment, and having the right insurance coverage helps protect both your asset and your time on the water.
While boat insurance is not legally required in Ontario, it is strongly recommended to protect against unexpected damage, accidents, and liability risks.
Why Boat Insurance Matters
Insurance helps protect your watercraft from damage due to covered losses such as accidents, theft, or weather-related events. It also provides liability protection in the event of injury, property damage, or other incidents involving your boat.
If you are financing your watercraft, lenders will typically require proof of insurance before allowing you to take possession.
Coverage Options
When insuring your boat, you generally have two options depending on your needs:
What Affects Your Coverage
Why Choose Forstar
At Forstar Insurance, we help you explore your options and find the right coverage to protect your investment while keeping your policy simple and cost-effective
Protect Your Time on the Water
Speak with our team or request a quote to find the right boat insurance coverage for your needs