Finnish summer home

Cottage & Seasonal Insurance

Protect your seasonal property and enjoy peace of mind across Ontario.

Seasonal properties like cottages and secondary homes are a great way to relax and unwind, but they also come with unique risks that require the right insurance coverage.

Whether you use your property for a few months a year or as a weekend getaway, having proper protection helps safeguard your investment and your time away

Why Cottage & Seasonal Insurance Matters

Seasonal properties are often left unoccupied for periods of time, which can increase the risk of damage or loss. Having the right insurance ensures you’re protected even when you’re not there

What Your Policy May Cover

Damage to your cottage or seasonal property

Personal belongings kept at the property

Liability coverage for injuries or property damage

Risks specific to seasonal or remote locations

How Coverage Works

If your primary residence is insured with us, you may be able to extend certain coverage to your seasonal property. This can include cottages, permanently parked trailers used as dwellings, or secondary homes used for part of the year.

Coverage can vary depending on how often the property is used, its location, and the type of structure.

Why Choose Forstar

At Forstar Insurance, we help you find the right coverage for your seasonal property, ensuring it’s protected year-round with options that fit your needs and usage.

Protect Your Seasonal Property

Speak with our team or request a quote to find the right cottage or seasonal insurance coverage for your needs.